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City of Huntsville Down Payment Assistance Program (DAP)

Administered by:
City of Huntsville Community Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000 for new construction; up to $7,500 for existing homes
Zero-interest deferred forgivable grant. Forgiven at 20% per year over 5 years of owner-occupancy.

Eligibility

  • Income limits: At or below 80% of Area Median Income based on household size
  • First-time buyer required: Yes — Must not have owned a home in the last 3 years.
  • Geographic restrictions: Property must be within Huntsville city limits.
  • Homebuyer education required: Yes

How to Apply for City of Huntsville Down Payment Assistance Program (DAP)

Contact the City of Huntsville Community Development Department at 256-427-5400. Complete a HUD-approved homebuyer education course through Family Services Center or Community Action Partnership. Work with an approved lender to apply.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)