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City of Huntsville Homeownership Assistance Program (HOAP)

Administered by:
City of Huntsville Community Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $24,999 or 10% of purchase price
Assistance may be forgiven over time with continued owner-occupancy. Contact program for current forgiveness terms.

Eligibility

  • Income limits: At or below 80% of Area Median Income based on household size
  • First-time buyer required: Yes — Must be a first-time eligible homebuyer.
  • Geographic restrictions: Property must be within Huntsville city limits.
  • Homebuyer education required: Yes

How to Apply for City of Huntsville Homeownership Assistance Program (HOAP)

Contact the HOAP program at 256-427-5400 or email HOAP@HuntsvilleAL.gov. Complete homebuyer education. Work with an approved lender.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)