See programs you qualify for
Get Matched Free →City of Huntsville Homeownership Assistance Program (HOAP)
Funding status: Active
How much assistance
Up to $24,999 or 10% of purchase price
Assistance may be forgiven over time with continued owner-occupancy. Contact program for current forgiveness terms.
Eligibility
- Income limits: At or below 80% of Area Median Income based on household size
- First-time buyer required: Yes — Must be a first-time eligible homebuyer.
- Geographic restrictions: Property must be within Huntsville city limits.
- Homebuyer education required: Yes
How to Apply for City of Huntsville Homeownership Assistance Program (HOAP)
Step 1: Contact the HOAP program at 256-427-5400 or email HOAP@HuntsvilleAL.gov. Complete homebuyer education. Work with an approved lender.
Notes
Assistance may be used for down payment, closing costs, interest rate buy-down, or principal pay-down.