This program is on a waitlist. New applications may not be accepted until funding opens up again.
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Get Matched Free →Iowa Heartland Habitat for Humanity Homeownership Program
Funding status: Waitlist
How much assistance
Affordable zero-interest mortgage on a Habitat-built or rehabilitated home
Mortgage is structured as a zero-interest, affordable-payment loan. Home remains the family's once the loan is paid in full.
Eligibility
- Income limits: Must earn below 80% of the area median income. Must also demonstrate ability to pay for the home.
- First-time buyer required: No
- Geographic restrictions: Serves Black Hawk, Butler, Bremer, and Buchanan Counties in northeast Iowa.
- Homebuyer education required: Yes
How to Apply for Iowa Heartland Habitat for Humanity Homeownership Program
Apply online at webuildhabitat.org or call the Waterloo office. Qualifying applicants complete 300 hours of sweat equity helping build homes and take required homebuyer education courses. Selection is based on need, ability to pay, and willingness to partner.
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