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Get Matched Free →Iowa Valley Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable home with 0% interest mortgage; sweat equity serves as down payment (Zero-Interest Loan)
Eligibility
- Income limits: Low-income households (income limits vary by family size)
- First-time buyer required: No
- Geographic restrictions: Applicants must live or work in Cedar, Iowa, Johnson, or Washington County for at least one year prior to applying.
- Homebuyer education required: Yes
How to Apply for Iowa Valley Habitat for Humanity Homeownership Program
Step 1: Submit an application at iowavalleyhabitat.org. The Homeowner Selection Committee takes up to nine months to review applications. Each adult homeowner signs an agreement to contribute at least 250 hours of sweat equity. Required financial education is provided through Horizons, A Family Service Alliance. Office: 2401 Scott Blvd., Iowa City, IA 52240.
Notes
Partner families pay a monthly mortgage plus escrow for insurance and taxes at 0% interest. Sweat equity serves as the down payment.