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Joliet Down Payment Assistance Program

Administered by: City of Joliet Community Development Department, Neighborhood Services Division · City · Deferred Loan

Funding status: Active

How much assistance

Up to 20% of the purchase price (Deferred Loan)

0% interest deferred loan. Repayment deferred until the home is sold, refinanced, or no longer used as the primary residence.

Eligibility

  • Income limits: At or below 80% Area Median Income, varies by household size.
  • First-time buyer required: Yes — Has not owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within the City of Joliet city limits.
  • Homebuyer education required: Yes

How to Apply for Joliet Down Payment Assistance Program

Step 1: Apply through the City of Joliet Neighborhood Services Division. Applicants must contribute a minimum of ,500 from their own funds. Property must be occupied as the principal residence. Complete homebuyer education with an approved local counseling agency.

Visit program website

Notes

Local HUD-approved counseling partners include Will County Center for Community Concerns, Spanish Community Center, South Suburban Housing Center, and Holsten Human Capital Development.

Cities Where This Program Is Available