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Kearney Area Habitat for Humanity Homeownership

Administered by:

Kearney Area Habitat for Humanity
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built home; sweat equity replaces a traditional down payment

Habitat homes are sold to qualifying families with an affordable mortgage; specific terms are set by the local affiliate.

Eligibility

  • Income limits:
    Low-income households unable to qualify for conventional financing
  • First-time buyer required: No
  • Geographic restrictions:
    Kearney area, Buffalo County, Nebraska
  • Homebuyer education required: Yes

How to Apply for Kearney Area Habitat for Humanity Homeownership

Step 1: Contact Kearney Area Habitat for Humanity at (308) 234-6030 or visit 1815 1st Ave, Kearney, NE for application information. Selection is based on three criteria: level of need, ability to repay an affordable mortgage, and willingness to partner (including sweat equity hours from the buyer and family/friends).

Notes

Founded in 1992; dedicated 100th home in 2024 and plans to build 45 additional homes over the next 15 years on a recently donated parcel on the east side of Kearney.

Cities Where This Program Is Available