See programs you qualify for
Get Matched Free →Lake Agassiz Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required in lieu of traditional down payment
Affordable Habitat mortgage; no traditional forgiveness — sweat equity replaces down payment.
Eligibility
- Income limits: Households must demonstrate need for adequate housing and meet Habitat's income guidelines (typically 30%-80% AMI; confirm with affiliate).
- First-time buyer required: No
- Geographic restrictions: Service area covers Cass County, North Dakota and Clay County, Minnesota — including Moorhead, Fargo, and surrounding communities. 79+ homes built across the affiliate's 34-year history.
- Homebuyer education required: Yes
How to Apply for Lake Agassiz Habitat for Humanity Homeownership Program
Apply online at lakeagassizhabitat.org/apply. The affiliate accepts applications during open application periods.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides