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Get Matched Free →Lake Agassiz Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required in lieu of traditional down payment
Affordable Habitat mortgage; no traditional forgiveness — sweat equity replaces down payment.
Eligibility
- Income limits: Households must demonstrate need for adequate housing and meet Habitat's income guidelines (typically 30%-80% AMI; confirm with affiliate).
- First-time buyer required: No
- Geographic restrictions: Service area covers Cass County, North Dakota and Clay County, Minnesota — including Moorhead, Fargo, and surrounding communities. 79+ homes built across the affiliate's 34-year history.
- Homebuyer education required: Yes
How to Apply for Lake Agassiz Habitat for Humanity Homeownership Program
Step 1: Apply online at lakeagassizhabitat.org/apply. The affiliate accepts applications during open application periods.