See programs you qualify for

Get Matched Free →

Lake Agassiz Habitat for Humanity

Administered by:

Lake Agassiz Habitat for Humanity
· Nonprofit · Zero-Interest Loan

Funding status: Seasonal

How much assistance

Affordable Habitat-built home with zero-interest mortgage; mortgage payment capped at 30% of gross monthly income

Eligibility

  • Income limits:
    50% to 80% of HUD area median income, varies by household size.
  • First-time buyer required: No
  • Geographic restrictions:
    Service area is Cass County, ND and Clay County, MN. Applicant must have lived or worked in the service area for the past year.
  • Homebuyer education required: Yes

How to Apply for Lake Agassiz Habitat for Humanity

Step 1: Applications open the first week of July and are due the first week of August each year. Selected families are matched to a home that will be built approximately two years after application. Each Partner Family must complete 300-550 sweat equity hours, demonstrate ability to pay an affordable mortgage, and show housing need (overcrowding, structural problems, or paying more than 30% of gross income for housing). Contact the office at 210 11th Street North in Moorhead, MN, or email carissa@lakeagassizhabitat.org.

Notes

Sweat equity hours can be completed on construction sites, at the ReStore, in the office, or by attending home maintenance and financial fitness classes.

Cities Where This Program Is Available