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Lake-McHenry Habitat for Humanity Homeownership Program

Administered by: Lake-McHenry Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest 30-year mortgage (sweat equity required) (Zero-Interest Loan)

Eligibility

  • Income limits: Low-income families (typically 30-60% of Area Median Income, varies by household size)
  • First-time buyer required: Yes — Typically must demonstrate need for housing (current housing is inadequate, unsafe, or unaffordable)
  • Geographic restrictions: Lake and McHenry Counties, Illinois
  • Homebuyer education required: Yes

How to Apply for Lake-McHenry Habitat for Humanity Homeownership Program

Step 1: Contact Lake-McHenry Habitat for Humanity at (815) 759-9002 or info@habitatlmc.org. Applicants must demonstrate housing need, willingness to partner (including 300-400+ hours of sweat equity), and ability to pay a monthly mortgage. Complete Habitat homebuyer education and financial management classes.

Notes

Founded 1994. Located at 907 Front Street, McHenry, IL. Serves both Lake County and McHenry County residents including Algonquin and surrounding areas.

Cities Where This Program Is Available