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Lakeshore Habitat for Humanity Homeownership Program

Administered by: Lakeshore Habitat for Humanity · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable mortgage with no profit; $4,000 down payment required at closing (Repayable Loan)

Eligibility

  • Income limits: Must meet income requirements set by Lakeshore Habitat for Humanity
  • First-time buyer required: No
  • Geographic restrictions: Must have lived in Ottawa County or Allegan County for at least 12 months.
  • Homebuyer education required: Yes

How to Apply for Lakeshore Habitat for Humanity Homeownership Program

Step 1: Call Lakeshore Habitat for Humanity at 616-393-8001 to learn more. Applicants must demonstrate need for adequate housing, meet income requirements, have worked for the same company for 12 months, have decent credit, not be eligible for a conventional mortgage, and save $4,000 by closing.

Notes

Homes sold through affordable 20-25 year loans. Homeowners must invest 250 sweat equity hours: 25 toward their own home and 25 toward another Habitat home. Serves Ottawa and Allegan counties.

Cities Where This Program Is Available