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MaineHousing First Generation Program

Administered by:
Maine State Housing Authority (MaineHousing)
 · State · Grant
Funding status: Active

How much assistance

$10,000 grant plus 1% below-market interest rate
No repayment required on the $10,000 grant.

Eligibility

  • Income limits: Same as First Home Loan Program; varies by household size and county
  • First-time buyer required: Yes — Must never have lived in a home owned by biological parents or legal guardians, or must have been in foster care.
  • Credit score minimum: 640
  • Geographic restrictions: Must purchase within the state of Maine.
  • Homebuyer education required: Yes

Free eligibility check

Up to $10,000 in assistance. Check if you qualify for MaineHousing First Generation Program.

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for MaineHousing First Generation Program

Apply through a MaineHousing-approved lender. Complete a MaineHousing-approved Financial Literacy class first, then complete a hoMEworks-approved homebuyer education class. Make a minimum borrower contribution of 1% of the loan amount.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
Question 1 of 6
housebuyerguides

Learn More About Homebuying in Maine

Cities Where This Program Is Available (15 cities across 1 state)

Maine (15 cities)

Available Statewide In