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Habitat for Humanity of Marshall County Homeownership Program

Administered by: Habitat for Humanity of Marshall County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable zero-interest mortgage on a Habitat-built or rehabilitated home (Zero-Interest Loan)

Mortgage is structured as a zero-interest, affordable-payment loan. Home remains the family's once the loan is paid in full.

Eligibility

  • Income limits: Income guidelines set by the local Habitat affiliate based on household size and AMI; typically below 80% AMI.
  • First-time buyer required: No
  • Geographic restrictions: Serves Marshall County, Iowa, including Marshalltown.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Marshall County Homeownership Program

Step 1: Apply through Habitat for Humanity of Marshall County at marshallhabitat.org. Qualifying applicants demonstrate financial need, ability to pay an affordable mortgage, and willingness to partner (typically 200-300 hours of sweat equity plus completion of homebuyer education). Application windows open periodically — check the website or call the Marshalltown office for current status.

Notes

Nonprofit Christian ministry building and renovating affordable homes in Marshall County. Verify current application window and funding with the affiliate before relying on availability.

Cities Where This Program Is Available