City of Martinsburg Homebuyer Assistance Program (HAP)

Administered by: City of Martinsburg Community Development / Eastern Panhandle HOME Consortium · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $24,500 (Forgivable Loan)

Deferred, no-interest loan forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: Must meet HUD HOME income limits for Berkeley County (varies by household size)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within the City of Martinsburg or Berkeley, Jefferson, or Morgan County, WV.
  • Homebuyer education required: Yes

How to Apply for City of Martinsburg Homebuyer Assistance Program (HAP)

Step 1: Contact Cory Roman at the City of Martinsburg at 304-264-2131 Ext. 276 or Telamon Corporation at 304-263-0916. Must prequalify for a mortgage and invest a minimum of $500 toward the purchase.

Visit program website

Notes

Funded through the U.S. Department of Housing and Urban Development's HOME Investment Partnership program. Loan amount determined by need of the borrower.

Cities Where This Program Is Available