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metroDPA

Administered by:
City and County of Denver, Department of Housing Stability (HOST)
 · City · Deferred Loan
Funding status: Active

How much assistance

Up to 5% of first mortgage loan amount
Zero-interest second mortgage. No monthly payments. Repayment only required if you sell, refinance, or move out of the home.

Eligibility

  • Income limits:
    Household income up to $210,150/year (eligibility ceiling).
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions:
    Available throughout Colorado's Front Range (Denver and surrounding metro counties). Must be primary residence within 60 days of closing.
  • Homebuyer education required: Yes

How to Apply for metroDPA

Apply through a metroDPA-participating lender. Complete a HUD-approved or CHFA-approved homebuyer education course before closing.

Notes

Run by the City and County of Denver but available to buyers across the Front Range. No first-time buyer requirement. Also marketed as Metro Mortgage Assistance Plus.

Cities Where This Program Is Available (6 cities across 1 state)

Colorado (6 cities)