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Get Matched Free →MHC Easy8 Program
Funding status: Active
How much assistance
Up to $8,000
Deferred second mortgage at 0% interest with no monthly payments. Repaid when you sell, refinance, pay off the first mortgage, or move out.
Eligibility
- Income limits: Household income up to $122,000 (varies by county)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years. Veterans and buyers in MHC-designated targeted areas are exempt from the first-time buyer requirement.
- Credit score minimum: 640
- Geographic restrictions: Must purchase within Mississippi.
- Homebuyer education required: Yes
How to Apply for MHC Easy8 Program
Contact a Mississippi Home Corporation participating lender to apply. Complete an approved homebuyer education course. The lender will process your first mortgage along with the $8,000 second mortgage.