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Mitchell Regional Habitat for Humanity Homeownership Program

Administered by:

Mitchell Regional Habitat for Humanity
· Nonprofit · Zero-Interest Loan

Funding status: Seasonal

How much assistance

Affordable home sold at no profit with 0% interest mortgage

No forgiveness. Buyer pays a 0% interest mortgage for the life of the loan; the affordable price plus zero interest is the assistance.

Eligibility

  • Income limits:
    Low- to moderate-income households. Specific limits set annually by Mitchell Regional Habitat.
  • First-time buyer required: No
  • Geographic restrictions:
    Serves Davison County and Hanson County, South Dakota.
  • Homebuyer education required: Yes

How to Apply for Mitchell Regional Habitat for Humanity Homeownership Program

Step 1: Applications are accepted only during open enrollment windows (no waiting list). Complete a Homebuyer Education Class before submitting an application. Contact the Mitchell office at (605) 630-3259 or 417 N. Main Street, Suite 117, Mitchell, SD 57301 to confirm enrollment status.

Notes

Verify current enrollment window with the Mitchell office.

Cities Where This Program Is Available