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Mobile County Down Payment Assistance Program (DPA)

Administered by:

Mobile County Commission
· County · Forgivable Loan

Funding status: Active

How much assistance

Up to $25,000

Contact Mobile County for current forgiveness terms and conditions.

Eligibility

  • Income limits:
    Low to moderate income as defined by HUD guidelines
  • First-time buyer required: Yes —
    Must be a first-time homebuyer as defined by HUD.
  • Geographic restrictions:
    Must purchase a single-family dwelling in designated areas of Mobile County.
  • Homebuyer education required: Yes

How to Apply for Mobile County Down Payment Assistance Program (DPA)

Step 1: Contact the Mobile County Grants Department at 251-574-5060. Attend a program information session. Complete required homebuyer education. Work with an approved lender.

Notes

Relaunched August 1, 2024 with a higher cap of $25,000 (previously $10,000). Funded through HUD HOME Investment Partnerships Program.

Cities Where This Program Is Available