Mobile County Homeownership Down Payment Assistance Program (HDPA)

Administered by: Mobile County Commission / Alabama ADECA · County · Forgivable Loan

Funding status: Active

How much assistance

Up to $50,000 (Forgivable Loan)

Contact Mobile County for current forgiveness terms and conditions.

Eligibility

  • Income limits: Low to moderate income households as defined by HUD guidelines
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a single-family home in designated areas within Mobile County.
  • Homebuyer education required: Yes

How to Apply for Mobile County Homeownership Down Payment Assistance Program (HDPA)

Step 1: Contact the Mobile County Grants Department at 251-574-5060. Attend a program information session. Complete required homebuyer education. Apply through the Mobile County website.

Visit program website

Notes

CDBG-DR (Community Development Block Grant - Disaster Recovery) program funded through the Alabama Department of Economic and Community Affairs (ADECA) for Hurricane Sally and Zeta recovery. Available to residents of designated areas in Mobile County.

Cities Where This Program Is Available