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Moline CDBG Down Payment and Closing Cost Assistance Program

Administered by: City of Moline · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $6,500 down payment + $2,000 closing costs (Forgivable Loan)

5-year lien on the home; pro-rated forgiveness, fully forgiven if homeowner stays in the home for 5 years.

Eligibility

  • Income limits: At or below current HUD income limits
  • First-time buyer required: No
  • Geographic restrictions: Home must be located in the City of Moline, IL.
  • Homebuyer education required: No

How to Apply for Moline CDBG Down Payment and Closing Cost Assistance Program

Step 1: Contact KJ Whitley, Community Development Manager, at 309-524-2044 or kwhitley@moline.il.us. Funding is first-come, first-served until all program funds are used. Applicant must contribute at least $1,500 of their own funds, obtain FHA, VA, or conventional fixed-rate financing, and meet debt-to-income limits (housing <31%, total debt <43%).

Notes

CDBG-funded. Not limited to first-time homebuyers.

Cities Where This Program Is Available