Montgomery County OH Down Payment Assistance Program
Funding status: Active
How much assistance
Up to 10% of the purchase price, maximum $8,000 for down payment and closing costs (Deferred Loan)
Zero-interest deferred second mortgage.
Eligibility
- Income limits: Total household income less than 80% of Area Median Income
- First-time buyer required: Yes — Must be a first-time homebuyer
- Geographic restrictions: Must purchase in Montgomery County, OH, excluding the cities of Kettering and Dayton (those cities have their own programs)
- Homebuyer education required: Yes
How to Apply for Montgomery County OH Down Payment Assistance Program
Step 1: Contact the HomeOwnership Center of Greater Dayton at 937-853-1600. Complete a Homebuyer Class and meet with a Homeownership Advisor. Contribute a minimum of $500 of your own funds to close.
Notes
Covers Montgomery County excluding Dayton and Kettering city limits. Included for Dayton-area buyers who may purchase just outside city limits.