See programs you qualify for

Get Matched Free →

Montgomery County OH Down Payment Assistance Program

Administered by:
Montgomery County / HomeOwnership Center of Greater Dayton
· County · Deferred Loan
Funding status: Active

How much assistance

Up to 10% of the purchase price, maximum $8,000 for down payment and closing costs
Zero-interest deferred second mortgage.

Eligibility

  • Income limits: Total household income less than 80% of Area Median Income
  • First-time buyer required: Yes — Must be a first-time homebuyer
  • Geographic restrictions: Must purchase in Montgomery County, OH, excluding the cities of Kettering and Dayton (those cities have their own programs)
  • Homebuyer education required: Yes

How to Apply for Montgomery County OH Down Payment Assistance Program

Contact the HomeOwnership Center of Greater Dayton at 937-853-1600. Complete a Homebuyer Class and meet with a Homeownership Advisor. Contribute a minimum of $500 of your own funds to close.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)