Montgomery Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with 0% interest 20-year mortgage; monthly payments average $400-$500 (Zero-Interest Loan)
Homeowners pay an affordable monthly mortgage at 0% interest over a 20-year term.
Eligibility
- Income limits: Household income between 30% and 60% of HUD Area Median Income for Montgomery County
- First-time buyer required: No
- Geographic restrictions: Must live in Montgomery County, Alabama.
- Homebuyer education required: Yes
How to Apply for Montgomery Habitat for Humanity Homeownership Program
Step 1: Contact Montgomery Habitat for Humanity to attend a Home Ownership Orientation held quarterly in January, April, July, and October. Call to be scheduled for a session. Selection is based on need for adequate housing, income eligibility, and willingness to partner.
Notes
Founded in 1987. Recently resumed construction after a decade-long pause. Requires 400 hours of sweat equity from partner families. Quarterly orientation sessions required.