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NDHFA HomeAccess Program

Administered by:

North Dakota Housing Finance Agency
· State · Repayable Loan

Funding status: Active

How much assistance

Below-market interest rate first mortgage; can be paired with DCA

Eligibility

  • Income limits:
    Same income limits as FirstHome; vary by county and household size.
  • Purchase price limit: $294,600
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Property must be located in North Dakota. Borrower must be a single parent with at least one dependent, an honorably discharged veteran (or veteran spouse), or have a borrower/spouse/dependent with a permanent disability.
  • Homebuyer education required: Yes

How to Apply for NDHFA HomeAccess Program

Step 1: Apply through a participating NDHFA lender. Provide documentation of qualifying status (single parent, veteran, disability). Complete homebuyer education and contribute at least $500.

Available Statewide In