See programs you qualify for
Get Matched Free →NDHFA Start Program
Funding status: Active
How much assistance
3% of the first mortgage loan amount as a credit at closing
No repayment required.
Eligibility
- Income limits: Low-to-moderate income limits, slightly higher than the DCA program. Limits vary by county and household size.
- Purchase price limit: $294,600
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Property must be located in North Dakota.
- Homebuyer education required: Yes
How to Apply for NDHFA Start Program
Step 1: Apply through an NDHFA participating lender. The credit is applied at closing and may be used for down payment, closing costs, or prepaid items. Homebuyer education is required.
Notes
Unlike DCA, Start is a credit (no repayment) and is not limited to first-time buyers.