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NDHFA Start Program

Administered by:
North Dakota Housing Finance Agency
· State · Grant
Funding status: Active

How much assistance

3% of the first mortgage loan amount as a credit at closing
No repayment required.

Eligibility

  • Income limits: Low-to-moderate income limits, slightly higher than the DCA program. Limits vary by county and household size.
  • Purchase price limit: $294,600
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Property must be located in North Dakota.
  • Homebuyer education required: Yes

How to Apply for NDHFA Start Program

Apply through an NDHFA participating lender. The credit is applied at closing and may be used for down payment, closing costs, or prepaid items. Homebuyer education is required.

Learn More About Homebuying in North Dakota

Cities Where This Program Is Available (9 cities across 1 state)

Available Statewide In