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NDHFA Targeted Area Loan

Administered by:
North Dakota Housing Finance Agency
· State · Repayable Loan
Funding status: Active

How much assistance

Below-market interest rate first mortgage

Eligibility

  • Income limits: Income limits apply but are higher than standard FirstHome limits in eligible census tracts.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Available only on properties in qualifying census tracts in Cass County and Sioux County. Eligible Cass County tracts: 0005.02, 0006.01, 0006.02, 0101.06, 0101.07, 0101.11.
  • Homebuyer education required: Yes

How to Apply for NDHFA Targeted Area Loan

Apply through an NDHFA participating lender. The lender will verify the property address falls within an eligible Targeted Area census tract before originating the loan.

Learn More About Homebuying in North Dakota

Cities Where This Program Is Available (9 cities across 1 state)

Available Statewide In