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NDHFA Targeted Area Loan

Administered by:

North Dakota Housing Finance Agency
· State · Repayable Loan

Funding status: Active

How much assistance

Below-market interest rate first mortgage

Eligibility

  • Income limits:
    Income limits apply but are higher than standard FirstHome limits in eligible census tracts.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Available only on properties in qualifying census tracts in Cass County and Sioux County. Eligible Cass County tracts: 0005.02, 0006.01, 0006.02, 0101.06, 0101.07, 0101.11.
  • Homebuyer education required: Yes

How to Apply for NDHFA Targeted Area Loan

Step 1: Apply through an NDHFA participating lender. The lender will verify the property address falls within an eligible Targeted Area census tract before originating the loan.

Notes

Tax-exempt mortgage revenue bond program. Higher purchase price and income limits than standard FirstHome in qualifying tracts.

Available Statewide In