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NIACOG North Iowa Homebuyer Assistance Program

Administered by:
North Iowa Area Council of Governments (NIACOG)
 · Nonprofit · Forgivable Loan
Funding status: Closed

How much assistance

Up to 25% of purchase price as a 5-year forgivable loan
Forgiven over 5 years; full repayment required if the property is sold, rented, or vacated within 5 years of closing.

Eligibility

  • First-time buyer required: No
  • Geographic restrictions: Newly constructed homes in the North Iowa region (includes Cerro Gordo County and Mason City)
  • Homebuyer education required: No

Free eligibility check

Check if you qualify for NIACOG North Iowa Homebuyer Assistance Program

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

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How to Apply for NIACOG North Iowa Homebuyer Assistance Program

Program is currently not available as of April 2026. When funding is restored, contact NIACOG at (641) 423-0491 or visit the NIACOG Housing Trust Fund office to inquire about eligibility and application windows.

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How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Iowa (1 city)