See programs you qualify for

Get Matched Free →

Normal Homebuyer's Down Payment Assistance Program

Administered by: Town of Normal · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $3,000 (Forgivable Loan)

0% interest five-year forgivable loan. 20% forgiven each year of owner-occupancy; fully forgiven after 5 years.

Eligibility

  • Income limits: At or below 80% of Area Median Income (HUD limits)
  • First-time buyer required: No
  • Geographic restrictions: Home must be located in the Town of Normal, IL.
  • Homebuyer education required: No

How to Apply for Normal Homebuyer's Down Payment Assistance Program

Step 1: Apply through your lending institution; all applications must be submitted to the Town by the lender. Buyer must retain a minimum of $1,000 in a bank account after down payment/closing costs are paid.

Notes

Funded by CDBG. Program is not limited to first-time homebuyers.

Cities Where This Program Is Available