See programs you qualify for
Get Matched Free →North Dakota Roots Program
Funding status: Active
How much assistance
Below-market interest rate loan, OR market-rate loan with down payment and closing cost assistance
Eligibility
- Income limits: Up to 200% of area median income. Limits range roughly from $167,800 to $193,200 depending on county.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Property must be located in North Dakota.
- Homebuyer education required: Yes
How to Apply for North Dakota Roots Program
Step 1: Apply through an NDHFA participating lender. Borrowers choose between the below-market rate option or the market-rate loan with assistance toward down payment and closing costs.
Notes
Maximum loan amount must comply with the current Fannie Mae/Freddie Mac conforming loan limit.