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Oakdale Down Payment Assistance Program

Administered by:

City of Oakdale Community Development Department
· City · Deferred Loan

Funding status: Active

How much assistance

Deferred payment loans up to $50,000 (based on availability of funds)

Principal is deferred until sale, payoff of the mortgage, or the home is no longer owner-occupied.

Eligibility

  • Income limits:
    HUD 4/2025 Oakdale CDBG limits: $55,200 (1 person), $63,050 (2), $70,950 (3), $78,800 (4), $85,150 (5), $91,450 (6), $97,750 (7), $104,050 (8). Verify current limits.
  • First-time buyer required: Yes —
  • Geographic restrictions:
    Property must be a primary residence located within the city limits of Oakdale, Minnesota.
  • Homebuyer education required: Yes

How to Apply for Oakdale Down Payment Assistance Program

Step 1: Contact the City of Oakdale Community Development Department for current funding availability and application instructions. Funded with Federal Community Development Block Grant (CDBG) dollars.

Notes

Loan amount up to $50,000 is the program cap; actual award depends on funds available and underwriting.

Cities Where This Program Is Available