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OHFA Grants for Grads

Administered by:
Ohio Housing Finance Agency
· State · Forgivable Loan
Funding status: Active

How much assistance

3% for Conventional loans or 3.5% for Government loans (FHA, VA, USDA) of the purchase price, plus a discounted mortgage interest rate
Forgiven after 5 years as long as you remain in the state of Ohio.

Eligibility

  • Income limits: Varies by county. Must meet OHFA income limits for your county.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Must purchase a home in Ohio. Must have graduated within the past 48 months from an accredited institution.
  • Homebuyer education required: Yes

How to Apply for OHFA Grants for Grads

Contact an OHFA-approved lender to apply. Must have obtained an associate, bachelor's, master's, doctorate, or other post-graduate degree from an accredited school within the past 48 months.

Learn More About Homebuying in Ohio

Cities Where This Program Is Available (43 cities across 1 state)

Available Statewide In