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Get Matched Free →OHFA Your Choice! Down Payment Assistance
Funding status: Active
How much assistance
3% for Conventional loans or 3.5% for Government loans (FHA, VA, USDA) of the purchase price
Forgiven after 7 years. If you sell your home within 7 years, you must repay all of the assistance provided.
Eligibility
- Income limits: Varies by county. Must meet OHFA income limits for your county. Visit ohiohome.org/limits for details.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years. Veterans and buyers in targeted areas are exempt from the first-time buyer requirement.
- Credit score minimum: 640
- Geographic restrictions: Must purchase a home in Ohio. Purchase price limits vary by county.
- Homebuyer education required: Yes
How to Apply for OHFA Your Choice! Down Payment Assistance
Contact an OHFA-approved lender to apply. Find lenders at myohiohome.org. Complete HUD-approved homebuyer education before closing.
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Learn More About Homebuying in Ohio
Cities Where This Program Is Available (43 cities across 1 state)
Ohio (43 cities)
- Akron, OH
- Beavercreek, OH
- Bowling Green, OH
- Brunswick, OH
- Canton, OH
- Cincinnati, OH
- Cleveland, OH
- Cleveland Heights, OH
- Columbus, OH
- Cuyahoga Falls, OH
- Dayton, OH
- Delaware, OH
- Fairborn, OH
- Fairfield, OH
- Findlay, OH
- Gahanna, OH
- Grove City, OH
- Hamilton, OH
- Hilliard, OH
- Huber Heights, OH
- Lakewood, OH
- Lancaster, OH
- Lima, OH
- Lorain, OH
- Marion, OH
- Mason, OH
- Massillon, OH
- Mentor, OH
- Newark, OH
- North Olmsted, OH
- North Ridgeville, OH
- North Royalton, OH
- Parma, OH
- Reynoldsburg, OH
- Springfield, OH
- Stow, OH
- Strongsville, OH
- Toledo, OH
- Upper Arlington, OH
- Warren, OH
- Westerville, OH
- Westlake, OH
- Youngstown, OH