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Omaha 100 Homebuyer Program

Administered by:

Omaha 100, Inc. (in partnership with City of Omaha)
· City · Repayable Loan

Funding status: Active

How much assistance

Up to 5% of purchase price plus city-backed second mortgage

Repayable city-backed second mortgage. Specific terms set per loan.

Eligibility

  • Income limits:
    Eligible borrowers are typically at 60-80% of Area Median Income for Douglas County.
  • First-time buyer required: Yes —
    First-time homebuyer required for most products; verify with Omaha 100 staff at intake.
  • Geographic restrictions:
    Must purchase within the City of Omaha or Douglas County boundaries served by Omaha 100.
  • Homebuyer education required: Yes

How to Apply for Omaha 100 Homebuyer Program

Step 1: Contact Omaha 100 at 402-342-3773 or omaha100receptionist@fhasinc.org. Borrowers must complete housing education and credit counseling before underwriting. Omaha 100 works with a consortium of lenders to deliver low rates plus DPA and city second mortgages.

Notes

Operates as the City of Omaha's primary homebuyer lending partner using CDBG and HOME funds.

Cities Where This Program Is Available