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Get Matched Free →Ottumwa Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
0% interest mortgage with sweat equity requirement (Zero-Interest Loan)
Eligibility
- Income limits: At or below 60% Area Median Income (example: family of 4 up to $55,200; family of 5 up to $59,640)
- First-time buyer required: No
- Geographic restrictions: Serves Wapello County, Iowa
- Homebuyer education required: Yes
How to Apply for Ottumwa Habitat for Humanity Homeownership Program
Step 1: Contact Ottumwa Habitat for Humanity at 641-455-8625 to inquire about the homeownership application process. Partner families are selected based on need, willingness to partner (including hundreds of hours of sweat equity), and ability to repay an affordable, no-profit, no-interest mortgage.
Notes
Ottumwa Habitat for Humanity has provided new and rehabbed homes to lower-income families in Wapello County since 1991. Homes are sold at no profit with 0% interest, making monthly payments more affordable than traditional market rates.