Piedmont Housing Alliance Down Payment Loan Program

Administered by: Piedmont Housing Alliance · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Zero-interest deferred payment down payment assistance loan. Amount varies based on need and eligibility. (Zero-Interest Loan)

Deferred payment loan. Repayment terms apply upon sale or transfer.

Eligibility

  • Income limits: Income limits apply based on household size and AMI.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Serves the Charlottesville and Albemarle County area.
  • Homebuyer education required: Yes

How to Apply for Piedmont Housing Alliance Down Payment Loan Program

Step 1: Contact Piedmont Housing Alliance to apply. Complete homebuyer education. Piedmont Housing Alliance also administers the Albemarle County Homebuyer Assistance Program (ACHAP).

Visit program website

Notes

Piedmont Housing Alliance is a HUD-approved housing counseling agency. Also administers the ACHAP program for Albemarle County residents.

Cities Where This Program Is Available