See programs you qualify for
Get Matched Free →Polk County Down Payment Assistance Program
Funding status: Active
How much assistance
$30,000 (Deferred Loan)
Not forgivable. Balance is due at sale, refinance, or when the home is no longer the primary residence. 0% interest, no monthly payments.
Eligibility
- Income limits: Household income at or below 80% of area median income for Polk County.
- First-time buyer required: No
- Geographic restrictions: Property must be located in Polk County, Iowa.
- Homebuyer education required: Yes
How to Apply for Polk County Down Payment Assistance Program
Step 1: Complete 8 hours of homebuyer education prior to closing. Apply through one of the 16 participating lenders. Neighborhood Finance Corporation administers the fund — contact them at 515-246-0010. Property must be owner-occupied as primary residence.
Notes
$5 million total program fund committed by Polk County. Can be stacked with Iowa Finance Authority FirstHome/Homes for Iowans and NFC Neighborhood Reinvest.