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Polk County Down Payment Assistance Program

Administered by:
Polk County (administered by Neighborhood Finance Corporation)
· County · Deferred Loan
Funding status: Active

How much assistance

$30,000
Not forgivable. Balance is due at sale, refinance, or when the home is no longer the primary residence. 0% interest, no monthly payments.

Eligibility

  • Income limits: Household income at or below 80% of area median income for Polk County.
  • First-time buyer required: No
  • Geographic restrictions: Property must be located in Polk County, Iowa.
  • Homebuyer education required: Yes

How to Apply for Polk County Down Payment Assistance Program

Complete 8 hours of homebuyer education prior to closing. Apply through one of the 16 participating lenders. Neighborhood Finance Corporation administers the fund — contact them at 515-246-0010. Property must be owner-occupied as primary residence.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (4 cities across 1 state)