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Get Matched Free →PROJECT HOME by 24/7 BLAC
Funding status: Active
How much assistance
$2,500 down payment certificate plus up to $2,000 dollar-for-dollar IDA match from Veridian Credit Union
Grant certificate applied at closing; IDA match is earned after meeting savings goals.
Eligibility
- Income limits: IDA match is reserved for participants at or below 80% of area median income.
- First-time buyer required: Yes — Open to Black Americans pursuing first-time homeownership in Waterloo or Cedar Falls.
- Geographic restrictions: Waterloo and Cedar Falls, Iowa only. Program was created to address the Cedar Valley area's severe Black homeownership gap.
- Homebuyer education required: Yes
How to Apply for PROJECT HOME by 24/7 BLAC
Register for the free PROJECT HOME classes on the 24/7 BLAC website. Complete the Homebuyer Education Program, meet with coaches, and work with participating banks (Community Bank and Trust, U.S. Bank, Wells Fargo, Veridian Credit Union). To qualify for the Veridian IDA match, open an Individual Development Account and save toward homeownership.
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