RCLF Easy8 Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $8,000 in down payment and closing cost assistance (Grant)
Eligibility
- Income limits: Must be within HUD income guidelines for the county of purchase
- First-time buyer required: Yes — Must not have owned a principal interest in a residence in the past 3 years. Veterans and buyers in Target Areas are exempt from the first-time buyer requirement.
- Geographic restrictions: Available to qualified Alabama residents. Must use RCLF in-house mortgage team.
How to Apply for RCLF Easy8 Down Payment Assistance Program
Step 1: Contact the Renaissance Community Loan Fund mortgage team to discuss eligibility and begin the application process. You must use RCLF's in-house mortgage team to qualify for the Easy8 down payment assistance.
Notes
RCLF is a certified CDFI serving Alabama and Mississippi. The Easy8 program pairs $8,000 in DPA with a competitive-rate mortgage originated by RCLF. Program launched in 2026.