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Red River Valley Habitat for Humanity

Administered by:

Red River Valley Habitat for Humanity (RRVHFH)
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable Habitat-built home with 0% interest mortgage; no down payment; mortgage payment capped at 30% of annual income

Resale restrictions apply during the initial 5-year residency period.

Eligibility

  • Income limits:
    Income guidelines based on family size; targets low-income households unable to qualify for traditional financing.
  • First-time buyer required: No
  • Geographic restrictions:
    Applicant must have lived in Grand Forks or Polk County, MN for at least one year before applying. Must commit to live in the home for at least 5 years.
  • Homebuyer education required: Yes

How to Apply for Red River Valley Habitat for Humanity

Step 1: Contact Red River Valley Habitat for Humanity at 701-772-4418 or julie@rrvhabitat.com. Applicants must demonstrate housing need, consent to a credit check (no delinquency in past 7 years) and a clean criminal background check, contribute sweat-equity hours, and complete homebuyer education. Mailing address: PO Box 5415, Grand Forks, ND 58206-5415.

Cities Where This Program Is Available