City of Roanoke Down Payment Assistance Program

Administered by: City of Roanoke · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $8,000 for down payment (Forgivable Loan)

Zero-interest deferred payment loan forgiven after 5 years of owner occupancy.

Eligibility

  • Income limits: Low to moderate income. Income limits apply.
  • Purchase price limit: $159,000
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within the City of Roanoke.
  • Homebuyer education required: Yes

How to Apply for City of Roanoke Down Payment Assistance Program

Step 1: Contact the City of Roanoke Housing Department. Must contribute a minimum of $500 toward down payment. Maximum home value of $159,000.

Notes

Buyer must contribute minimum $500 toward down payment. Home purchase price cannot exceed $159,000.

Cities Where This Program Is Available