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City of Rockford First-Time Homebuyer Purchase Assistance Program

Administered by: City of Rockford Community & Economic Development Department, Neighborhood Development Division · City · Deferred Loan

Funding status: Active

How much assistance

Up to ,999 (Deferred Loan)

Federally funded (HOME/CDBG). Assistance is typically a deferred loan with terms set by the City.

Eligibility

  • Income limits: Income-eligible first-time homebuyers; limits based on HUD income guidelines for the Rockford area.
  • First-time buyer required: Yes — Has not owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within the City of Rockford city limits.
  • Homebuyer education required: Yes

How to Apply for City of Rockford First-Time Homebuyer Purchase Assistance Program

Step 1: Contact the Neighborhood Development Division at 779-348-7162. As this is a federally funded program, financial assistance depends on the availability of funds. Complete a HUD-approved homebuyer education course before closing.

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Notes

Funding is federal (HOME/CDBG) and varies year to year. Confirm current availability when applying.

Cities Where This Program Is Available