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Get Matched Free →Saint Paul Citywide Downpayment Assistance Program
Funding status: Closed
How much assistance
Up to ,000 (additional ,000 available for first-generation homebuyers)
15-year deferred term loan at 0% interest. Forgiven at one-fifteenth of the loan amount each year of the term as long as the home remains the borrower's primary residence.
Eligibility
- Income limits: At or below 80% Area Median Income with an asset limit of ,000 (excluding retirement accounts).
- First-time buyer required: No
- Geographic restrictions: Property must be a single-family home, duplex, townhome, or condo within Saint Paul city limits. Duplex buyers must complete Saint Paul Landlord 101 Certification.
- Homebuyer education required: Yes
How to Apply for Saint Paul Citywide Downpayment Assistance Program
Step 1: Apply through the City of Saint Paul Housing department when applications reopen. Buyers must complete a HUD-approved homebuyer education course from a HUD-approved counseling agency or a member of the Minnesota Homeownership Center's Homeownership Advisors Network prior to closing.
Notes
Program currently closed to new applications. Verify current status with the City of Saint Paul Housing department before relying on this assistance.