This program is currently closed and not accepting applications.
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Get Matched Free →Saint Paul Citywide Downpayment Assistance Program
Funding status: Closed
How much assistance
15-year deferred term loan at 0% interest. Forgiven at one-fifteenth of the loan amount each year of the term as long as the home remains the borrower's primary residence.
Eligibility
- Income limits: At or below 80% Area Median Income with an asset limit of ,000 (excluding retirement accounts).
- First-time buyer required: No
- Geographic restrictions: Property must be a single-family home, duplex, townhome, or condo within Saint Paul city limits. Duplex buyers must complete Saint Paul Landlord 101 Certification.
- Homebuyer education required: Yes
How to Apply for Saint Paul Citywide Downpayment Assistance Program
Apply through the City of Saint Paul Housing department when applications reopen. Buyers must complete a HUD-approved homebuyer education course from a HUD-approved counseling agency or a member of the Minnesota Homeownership Center's Homeownership Advisors Network prior to closing.
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