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Get Matched Free →Santa Fe County Downpayment Assistance Program
Funding status: Active
How much assistance
Up to $20,000 (tiered by income): up to $20,000 at 65% AMI or below; up to $15,000 at 65-80% AMI; up to $10,000 at 80-100% AMI
0% interest, deferred payment loan. Repayable on sale, refinance, or transfer of title.
Eligibility
- Income limits: Tiered by AMI. Maximum $20,000 for households at or below 65% of Area Median Income. Households at 65-80% AMI receive up to $15,000. Households at 80-100% AMI receive up to $10,000.
- First-time buyer required: Yes — A first-time homebuyer is anyone who has not owned and occupied a primary residence in the past three years.
- Geographic restrictions: Property must be located in Santa Fe County.
- Homebuyer education required: Yes
How to Apply for Santa Fe County Downpayment Assistance Program
Apply through Santa Fe County Housing Services. Complete homebuyer education, secure mortgage pre-approval, and submit a household budget along with the program application before closing.
Notes
County program runs separately from the City of Santa Fe Trust Fund and can sometimes be combined depending on funding source rules.