See programs you qualify for
Get Matched Free →Santa Fe County Downpayment Assistance Program
Funding status: Active
How much assistance
Up to $20,000 (tiered by income): up to $20,000 at 65% AMI or below; up to $15,000 at 65-80% AMI; up to $10,000 at 80-100% AMI
0% interest, deferred payment loan. Repayable on sale, refinance, or transfer of title.
Eligibility
- Income limits: Tiered by AMI. Maximum $20,000 for households at or below 65% of Area Median Income. Households at 65-80% AMI receive up to $15,000. Households at 80-100% AMI receive up to $10,000.
- First-time buyer required: Yes — A first-time homebuyer is anyone who has not owned and occupied a primary residence in the past three years.
- Geographic restrictions: Property must be located in Santa Fe County.
- Homebuyer education required: Yes
How to Apply for Santa Fe County Downpayment Assistance Program
Apply through Santa Fe County Housing Services. Complete homebuyer education, secure mortgage pre-approval, and submit a household budget along with the program application before closing.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides