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Santa Fe Community Housing Trust Homebuyer Lending Program

Administered by:
The Santa Fe Community Housing Trust
· Nonprofit · Deferred Loan
Funding status: Active

How much assistance

Subsidy loans up to $50,000 sourced from CDBG, City Affordable Housing Trust Fund, CDFI funds, HOPWA, and the Trust's own funds
Forgiveness and repayment terms vary by underlying funding source.

Eligibility

  • Income limits:
    Targeted to low- and moderate-income households. Priority groups include veterans, first responders, special needs households, larger families, those affected by domestic abuse, and lower-income applicants.
  • First-time buyer required: No
  • Geographic restrictions:
    Serves residents of northern New Mexico, primarily the Santa Fe metro area.
  • Homebuyer education required: Yes

How to Apply for Santa Fe Community Housing Trust Homebuyer Lending Program

Begin with a free monthly homebuyer education class taught by certified instructors and local real estate experts. Schedule one-on-one counseling at 1111 Agua Fria St., Santa Fe, NM 87501. Phone: (505) 989-3960. Email: info@housingtrustonline.org. Trust counselors will identify the optimal stack of city, county, state, and Trust funding sources.

Notes

Established 1991. Uses the community land trust model on some properties to keep homes permanently affordable.

Cities Where This Program Is Available (1 city across 1 state)