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Sawmill Community Land Trust Homeownership Program

Administered by:
Sawmill Community Land Trust
· Nonprofit · Forgivable Loan
Funding status: Active

How much assistance

Permanently affordable home purchase via 99-year ground lease; reduces purchase price by separating land from improvements
Resale formula limits future sale price to keep home permanently affordable; ground lease is renewable for 99 years.

Eligibility

  • Income limits:
    Income-restricted to low- and moderate-income families; specific limits set per project.
  • First-time buyer required: No
  • Geographic restrictions:
    Limited to homes within Sawmill Community Land Trust developments in Albuquerque.
  • Homebuyer education required: Yes

How to Apply for Sawmill Community Land Trust Homeownership Program

Inquire through the Sawmill Community Land Trust website. Complete HUD-certified homebuyer counseling. Apply for available SCLT homes when offered.

Notes

Monthly land lease and HOA fee is $50. SCLT has built 93 homeownership units across 34 acres in Albuquerque.

Cities Where This Program Is Available (1 city across 1 state)