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Story County Community Housing Corporation Community Land Trust

Administered by: Story County Community Housing Corporation (SCCHC) · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Community Land Trust home sold at reduced price (land cost removed from purchase price) (Repayable Loan)

CLT homes are resold at restricted prices to maintain long-term affordability. Owners build limited equity per the CLT resale formula.

Eligibility

  • Income limits: At or below 80% Area Median Income for Story County. Students are not eligible.
  • First-time buyer required: No
  • Geographic restrictions: Homes located in Ames and Story County, Iowa.
  • Homebuyer education required: No

How to Apply for Story County Community Housing Corporation Community Land Trust

Step 1: Call Martin Property Management for intake (no application fee). Proof of income required. SCCHC office: 130 S. Sheldon #307, Ames, IA 50014. Phone: 515-292-3676. Email: director.housing@gmail.com. Office hours by appointment.

Notes

Since 1998 SCCHC has partnered with Habitat for Humanity of Central Iowa to produce Community Land Trust homes in Ames. Accepts Section 8 renters. The CLT model itself subsidizes homeownership by excluding land cost from the purchase price; buyers secure a conventional first mortgage for the structure only.

Cities Where This Program Is Available