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Scott County CDA Community Land Trust

Administered by:

Scott County Community Development Agency
· County · Deferred Loan

Funding status: Active

How much assistance

Subsidized purchase price on permanently affordable land trust homes; CLT removes the cost of land from the home price, typically saving tens of thousands per purchase

Permanent affordability is preserved through the community land trust ground lease. Owners build equity but agree to a resale formula that keeps the home affordable for future buyers.

Eligibility

  • Income limits:
    Household income limits currently set at $79,500 or $106,000 depending on household size; verify current limits with Scott County CDA.
  • First-time buyer required: Yes
    Must not have owned a home in the past 3 years.
  • Geographic restrictions:
    Available on Scott County CDA Community Land Trust homes located in Scott County (current listings include Savage and Prior Lake).
  • Homebuyer education required: Yes

How to Apply for Scott County CDA Community Land Trust

Step 1: Visit scottcda.org to view available CLT homes and start the buyer interest process. Buyers must complete CDA homebuyer counseling and education courses, meet income limits, and use a CLT-experienced lender. Call (952) 395-5123 for details.

Notes

Income limits sourced from Scott County CDA. Verify current household-size income tiers, available inventory, and lender list with Scott County CDA at scottcda.org.

Cities Where This Program Is Available