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Get Matched Free →Shoals Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Zero-interest mortgage on Habitat-built home; sold at no profit
Zero-interest mortgage repaid through affordable monthly payments. Homeowner completes 300 hours of sweat equity during construction.
Eligibility
- Income limits: Must meet low-income guidelines (typically 30-80% AMI for Lauderdale County)
- First-time buyer required: No
- Geographic restrictions: Must be a current resident of Lauderdale or Colbert County, Alabama.
- Homebuyer education required: Yes
How to Apply for Shoals Habitat for Humanity Homeownership Program
Mail a completed application to Shoals Habitat for Humanity, ATTN: Homeowner Selection, PO Box 3135, Florence, AL 35630. Applicants must demonstrate housing need, meet income guidelines, and commit to completing 300 hours of sweat equity and homebuyer education.
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