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Get Matched Free →Show-Me Central Habitat for Humanity Homebuyer Program
How much assistance
Affordable home priced at the cost of construction, purchased with a 0% interest mortgage (Zero-Interest Loan)
Buyers receive a 0% interest mortgage sized to their income (not forgiven). Sweat equity hours replace a traditional down payment.
Eligibility
- Income limits: Low-to-moderate income households; family selection committee evaluates need for decent, affordable housing
- First-time buyer required: No
- Credit score minimum: 600
- Geographic restrictions: Applicants must be Boone County, Missouri residents.
- Homebuyer education required: Yes
How to Apply for Show-Me Central Habitat for Humanity Homebuyer Program
Step 1: 1. Confirm you are a Boone County resident and your household meets Habitat's income and need guidelines. 2. Pick up an application at Show-Me Central Habitat's office at 1305 Business Loop 70, Columbia, MO, or print one from their website. 3. Submit your application during the open application window (typically announced annually). 4. Complete Show-Me Central Habitat's financial education and homeownership readiness curriculum. 5. Complete 250 hours of sweat equity on your home and other Habitat builds. 6. Close on your home with a 0% interest Habitat mortgage.
Notes
Minimum 600 credit score required. Sweat equity and willingness to partner are core program requirements.