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Sioux Falls Public Safety Down Payment Assistance Program

Administered by:

City of Sioux Falls
· City · Forgivable Loan

Funding status: Active

How much assistance

Down payment and closing cost assistance (verify amount with City)

Funds are forgiven over a required residency period in qualifying neighborhoods. Early sale or refinance triggers repayment of the unforgiven balance.

Eligibility

  • Income limits:
    Must be a Sioux Falls public safety employee in good standing.
  • First-time buyer required: No
  • Geographic restrictions:
    Home must be located within designated City of Sioux Falls neighborhoods. Buyer must be a Sioux Falls police officer, firefighter, or other public safety employee.
  • Homebuyer education required: No

How to Apply for Sioux Falls Public Safety Down Payment Assistance Program

Step 1: Contact the City of Sioux Falls Human Resources or Community Development at (605) 367-8180. Confirm employment eligibility, identify a qualifying neighborhood, and submit the application form available at siouxfalls.gov.

Notes

Verify current loan amount, neighborhood eligibility, and forgiveness term with the City of Sioux Falls.

Cities Where This Program Is Available