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South County Habitat for Humanity Homeownership Program

Administered by:
South County Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable mortgage with below-market interest rate on Habitat-built home

Eligibility

  • Income limits: At or below 80% of Area Median Income
  • First-time buyer required: No
  • Geographic restrictions: Serves all towns in Washington County, Rhode Island, including South Kingstown, Narragansett, North Kingstown, Charlestown, Hopkinton, Westerly, Exeter, and Richmond.
  • Homebuyer education required: Yes

How to Apply for South County Habitat for Humanity Homeownership Program

Applications are accepted periodically when new homes are available. Visit southcountyhabitat.org for current application windows. Applicants must demonstrate need for decent shelter, ability to repay an affordable mortgage, and willingness to complete required Sweat Equity hours and homebuyer education classes.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (3 cities across 1 state)