Southeast New Hampshire Habitat for Humanity

Administered by: Southeast New Hampshire Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with 0% interest mortgage (homes built for $130,000-$175,000) (Zero-Interest Loan)

No-interest mortgage with affordable monthly payments. Homes sold at no profit to qualified partner families.

Eligibility

  • Income limits: Must demonstrate income above public housing guidelines but unable to qualify for conventional mortgages.
  • First-time buyer required: No
  • Geographic restrictions: Serves Strafford County and 19 towns/cities in Rockingham County, including Dover, Rochester, Somersworth, Farmington, Northwood, and Raymond.
  • Homebuyer education required: No

How to Apply for Southeast New Hampshire Habitat for Humanity

Step 1: Apply through Southeast New Hampshire Habitat for Humanity. Each adult in a partner family must complete 250 sweat equity hours helping build their home. Adults attend financial and homeowner seminars. The final step is signing a 0% interest mortgage funded and held by the organization.

Notes

Has rehabilitated and/or built 30+ homes since 1994, placing more than 120 people in quality, affordable housing. Also operates a ReStore in Newington, NH.

Cities Where This Program Is Available